KFF Survey: Employer Health Insurance Costs Rise for U.S. Workers in 2026

A new survey by the KFF foundation found that workers covered by employer-sponsored insurance are paying more for their coverage this year. The average worker contribution for family coverage reached $7,471 a year, up 9% from 2025, while employer family premiums rose 5% to about $28,000.

AI-written summary of 4 sources; every verified point is backed by a verbatim quote. How Iyan works

• The average worker contribution for family coverage reached $7,471 a year, an increase of 9%, or $621, from 2025.

  «Workers Now Pay $7,471 on Average Annually for Family Health Coverage, Up 9% or $621 from 2025»

  KFF
• Employer family insurance premiums rose 5% to about $28,000 in 2026.

  «KFF: Employer family premiums up 5% to $28K in 2026»

  Fierce Healthcare
• The survey was conducted by KFF, a nonprofit health research organization, and finds that those covered by employer insurance are paying more this year.

  «people relying on employer-sponsored health insurance are paying more for coverage this year»

  Los Angeles Times
• The number of working-age adults without insurance rose in 2026, and half of the uninsured said they did not seek necessary care because of the cost.

  «Half of all uninsured people did not seek needed care because of cost concerns, according to a new survey.»

  STAT

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